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Rob Luna is a renowned wealth strategist and entrepreneur who rose from poverty to becoming a millionaire by age 30, founding Surevest Wealth Management in 2002 from his spare bedroom and later selling it to CI Financial in 2020 for an undisclosed sum after growing it into a billion-dollar firm. A Wharton and UCLA alumnus with two MBAs, he has over 25 years of experience managing assets for ultra-high-net-worth clients, including athletes and executives, and served as a former Forbes Top Wealth Advisor and on-air Fox Business contributor. Today, as CEO of Real Talk Financial Solutions and founder of the Rob Luna Wealth Academy, he authors bestsellers like Close Your Wealth Gap while mentoring entrepreneurs through accessible financial education and coaching to build generational wealth.

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Ryan Tarbox

How do i become financially stable with very little knowledge of investing?

Robert Mirabilio

Very Cool being from California. Driving up Sunset Boulevard repeatedly playing all those shows from The Roxy whiskey troubadour even the key club. This is awesome.

Michael D Mann Sr.

What does Rob think the result of children born 2025-2028 receiving $1000 accounts do the the future economy?

JOHN POHLMAN

Is investing in a company through a crowdfunding source, such as Start Engine, a good idea as a way for a non-accredited investor to get in on a company before they go public with an IPO?

Richard Beemer

For those in the last years of their career and other than their 401k and properties, what other venues would you invest in for the long term including into retirement years?

ray stephenson jr

Is home ownership for the average American a financially good decision? Between property tax fluctuations based off growth and demand for property to the cost of maintaining an aging home in the years where you are on a fixed income. Or is investing money to have the income flow in later years to rent the move?

Ruth Leland

Please ask him what his feelings are on Crypto not just Bitcoin but also Ripples XRP, XLM, Hbar…..

Ryan Barnette

Assuming gold investment is a viable financial option, what makes it valuable in the first place? Rarity? In the event of a societal collapse, would it even have bartering value, and if so, why?

Shawn Fitzgibbons

What are some good books that middle-class investors can pick up to be more knowledgeable about investing?

Jay Doty Jr

We've got the average american family being un able to invest and others pulling their future investments early do to the cost of living increase. The debt crisis is increasing with know logical understanding on how are future plans out... or is there?

Rob

Would you invest in a company you don't morally believe in, even if it were to make you money?

WARpig

AI, nuclear, robotics, Bitcoin—everyone has a narrative. Which one of these mega-trends do you think is the most overhyped right now and which one is still criminally undervalued?”

WARpig

You built a billion-dollar advisory firm from your bedroom and then sold it. What’s the ONE thing you did differently from every other financial advisor that actually moved the needle the fastest?”

WARpig

Most people are terrified of a 2026 recession. If you had to deploy $100k cash right now for the next 3–5 years and you couldn’t touch index funds, what would be in your portfolio today and why?”

WARpig

You closed your wealth gap young. If someone is 35–45 right now, dead broke or barely middle class, what’s the fastest realistic path you’ve seen someone go from $0 to $5M+ net worth in under 10 years?

Adam Davis

What is the single most important thing i can do now financially to ensure a stable financial future for my children, grandchildren etc...?

Steve Lanthier

At 50 years old the company I work for is closing. With 8 months severance pay and a little over $100,000 in this 401K how can I set myself up to retire and cover expenses till I can draw my military retirement at 59 years old?

John Macri

Concerned about the declining dollar. What are some of the best ways to hedge that decline

Ian Lane

For the average middle-class American, what’s the one practical habit they could start this week that would make the biggest difference in building real long-term wealth, and why do most people ignore it?

Collin S.

What investment vehicles should your average investor attain as a hedge against the coming market chaos?

Big Game Diver

Do you feel that there will be a dramatic drop in social media engagement that will effectively un-employ millennials around the world?

Jarod Russo

I watched your video on how to build generational wealth, and I thought it was great. Your strategy to get wealthy by accumulating equity made sense. My question is, how do I build equity as a lawyer? As a lawyer, my income will be through salary or hourly rates, not equity, unless I decide to pursue the partner track. Thanks so much! Jarod

Joseph Barnes

Greetings Shawn & Rob I’m a longtime supporter and I have recently started following Rob regularly and I appreciate the information he provides. My question relates to my current journey with my partners preparing to launch our startup. Our platform is unique and a first mover within the Fintech/ Intelligent Technology Sector. What guidance would you provide for marketing our platform and the services we provide? Our targeted audience is not via tik tok and I don’t have confidence in the Meta platforms to spend our limited funds. We’re currently bootstrapping the platform, as we’ve had several hurdles in securing VC /Angel investments. In your experience what’s your best recommendation to focus marketing strategy to an effective audience? Is there anything additional you can add to a group of founders from your past experience? Thank you and as always thanks for doing this interview

Zach T.

I want to understand the reality here: what are the real, verifiable results people got from your advice after fees, and what’s a clear failure you had… what did you learn, and did it change how you operate?

Ryan

What role do you see AI playing in the financial industry, particularly in investment advisory services?

Jared Maxwell

This question is mainly targeted towards service members and i suppose Also government employees what is one of the most effective splits for the contribution percentages for the thrift savings plan? Later in life, many people look to roll out their TSP to an IRA. if someone thinking roll out to IRA, when should they not do it and when should they do it? A lot of people are also converting their traditional IRA to roth. How do you do that safely? This portion of the question is specifically because there is a new TSP rule coming in 2026 so you can do this either in the TSP or the IRA. And for the 100 question are there any recommended financial companies to go with while doing this?