Home Creators Posts Import Register Favorites Logout

Content

Drag brunch...but no food...or drinks...

Files

EARLY ACCESS + BONUS FOOTAGE: Drag Race Down Under Season 2 Episode 3 Review!

Drag brunch...but no food...or drinks...

Comments

Marshall Mann

My advice on building credit is see if your bank has a specific account for that. Mine has a low limit credit card that has helped my credit a lot. I used to not give a shit but I want to own property one day…

Diana

This is good advice! You don't want to open too many accounts at once, but you want the most _available_ credit you can get. You can do that through a credit card that you use frequently and pay off entirely every single month. Being good with your card (depending on the company) can get you credit limit increases, which increases that number of total credit you're entrusted with. Companies want to see: - that you have tons of available credit that you do not use (using a high percentage of your total available credit is bad for your score) - that you frequently DO use credit, in reasonable amounts, and you pay things off either immediately, or you continue to pay monthly (but this increase your chances of using too much of your available credit... best to just not use credit unless you already have the money to pay it off) - that your credit accounts are old, showing a long history of responsibility. This one you can't do anything about except wait unfortunately. - that you are not currently looking for credit. Opening an account hurts your score for a certain amount of time afterwards. If you can't get a company to give you a credit card because your score is currently too low, you can get a secured credit card. I had to do this! Basically you give the money to the bank and you borrow against your own money. So if you don't pay, well they already have the money. So it's no risk to them, but a big reward to you if it helps you build credit.

Diana

I appreciate your being open about your family, Darby. I'm estranged from both my parents, and it really helps to know that others go through the same thing <3

Dorothy's Friend

i started with a $200 secured discover card. i just used that and paid it off on time and started building credit that way.

Molly Walters

i would suggest a credit tracking app. they’ll give you advice on things you can do to raise your credit. you can also do experian boost which i think counts your utility payments as credit boosters

Ali oop

I’m confused about the direct deposit aspect and it effecting autopay so my method may be what you’re saying you can’t do but I don’t see why not. Using a low bill, like cell or internet, enroll in autopay so the payment comes from your credit card, then enroll in autopay to pay off your credit card the same time every month. So the credit card is just the middle man for one bill. Set it and Forget it!

Ali oop

Tbf it’s self-checkout not selves-checkout so maybe back up off me

Imrathion

"The name Pomara Fifth was born from her childhood home address, no.5 Pomara close, a place she always felt comfortable to be her true self." (according to the Wiki)

Sedrik

Does anyone else watch their review instead of the episode lmfao

Aliza Shane

Sure it was short, but the moment you two held hands!!! BUDDY COMEDY MOVIE WHEN?!

Aliza Shane

I NEED THE NAME OF THIS CULT PODCAST DARBY!! (the Robert Blake anecdote is just another reason why I loove you!