(Another insanely cool mod made by my friend)

Know where the money actually goes. Every simoleon in and out, who spent it, and what they bought on your Sim's phone and on any computer.

Base game compatible. No packs, no XML Injector, no other mods needed.

ON THE PHONE

An app whose rows are the numbers:

Open dashboard

Balance — §12,340

Today — +§340

This week — −§1,280

THE PANEL

One entry on any computer. Your Sim walks over and sits down.

Net worth — liquid, property, objects, and the taxable value bills use

Transactions — every movement, showing the item bought or sold

Spending by Category — drills into each one

Balances by Sim — drills into each Sim

Planning — budgets, savings goal, net worth history

Export to CSV

Today, 7 days, 30 days, All time. It remembers which.

EIGHT CATEGORIES

Career, Freelance & Gigs, Bills, Build/Buy, Consumables, Selling, Rewards, Other.

WHAT IT TELLS YOU

Payday — "Mortimer got paid §1,240. Balance §12,340. Earned this week §3,100"

Weekly statement — every Sunday, against the week before

Bill forecast — "Next bill about §1,900, in 2 days", and says if you're short

Budget alerts — "Bella has spent §2,400 this week, past a §2,000 cap"

Milestones — §10k, §25k, §50k, §100k, §250k, §500k, §1M

EVERY SIM HAS A LEDGER

The Sims 4 has one household pot, so Bank of Sims keeps its own books alongside it: a ledger per Sim plus a Joint one, always adding up to your funds.

Teens and older hold an account; younger Sims report under Joint until they age up, then their whole history appears under their own name.

LIFE EVENTS

Marriage — combine finances or keep them separate. Changeable later

Divorce — split 50/50, or by contribution

Death — their balance rolls into Joint

Moving out — their ledger is archived to its own CSV

WHAT IT DOESN'T DO

It never blocks a purchase, moves your money, or changes prices. Budgets warn you and let the spend through. Uninstall it and your funds are exactly where the game left them.

DOWNLOAD FROM OTTERSTUDIO