Episode 207 of the Milenomics² Podcast: Listener Questions (Patreon)

0:47 Bryan G:

• Good End of Year Double/Triple Dip Opportunities?
  • Business Platinums/Personal Platinums
  • Schwab without or with a sign up bonus
  • Bank of America premium rewards elite
    

07:16 Characteristics to look for in a HELOC?

• Quick discussion about the difference between a home equity loan and a HELOC.
• State by state requirements vary
• Might not need a HELOC? Many bank checking accounts can work similarly

14:24 HP:

• Favorite MS plays/offer shenanigans of all time (could be a recurring feature, maybe in connection w/ your 10 years ago segment?)
• How long is Fluz going to last as a pajama/couch MS option?
• Non-Fluz pajama/couch MS options that are accessible to noobs today (eg not Bravo)

21:22 Anonymous:

• Fluz gets a lot of play on the podcast, but it is unclear if/how someone could get into that game now.  I think, but don’t know, a lot of members have been left behind.

22:55 Anonymous:

• Can you do a '30+ years ago this week' where you explain to yourself as a child about how something called the Power Portal enables you to travel almost anywhere?

27:48 mike asks:

• what is taekus? what is the play with it? how to get approved
• 2 years or so ago
• Basically a Banking as a Service Fintech
• 1-2% back on Debit card payments

32:32 JustinTI Asks:

• Tools, websites, apps, etc.  for automation and/or timesaving
• Airlines that release additional award space to their own members - either at saver levels or at a (reasonable) increased cost.  For example, I think Singapore and Qatar release extra seats (or last seat avilability in Qatar's case)  at not outrageous pricing.

jason m asks:

• Is Amex actually interested in slowing us down?  Between clawbacks and new terms on card families, it seems like they are chasing us a  little more eagerly than I can recall.

40:35 T asks:

• Have you ever gone on a near "perfect" points trip, only to reflect back and decided that destination was not worth going back again? I realize we've all put in a herculean effort to garden our flight and hotel itinerary but curious if the actual destination ever ended up falling flat? (or not because I know...  it's about who you travel with and not where...)

43:15 hp asks:

• What’s your personal “floor” for points in AMEX/Chase/Citi/Cap1/etc.? What makes you comfortable keeping  for emergency use vs. wanting to cash out?