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One SUPER IMPORTANT Financial Metric that, in my opinion, everyone needs to track as part of their personal finance plan! This will help you achieve your financial goals faster!

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Fang

It seems to too much to do Monthly! However, i totally agree automatic investment via IRA.

Fang

I also would not suggest to invest so much %. Money is for enjoyment too, you definitely don’t want to save just for saving. Gaining life experience with money you earn is equally important. Life is too short and unpredictable. This is a life experience from a person who wants to retire soon.

Moneyvest

You can decide what savings rate is good for you. Doesn’t have to be that high. It can be 10% or 20% or 50%. Upto you completely.

Moneyvest

Yes absolutely agree! So I mentioned both perspectives. There’s a financial perspective and there’s a philosophical perspective. We have to balance both.

Noor

From where I get excel file