Exclusive IA Rent vs Buy Real Estate Model (Patreon)

Hey Team,

As promised, here’s my real estate rent vs buy (RE RvsB) model from today’s video

https://docs.google.com/spreadsheets/d/1RhedNQQnBf9SftGBn-B6MuxU0Hox1JzoQY4KIp-aS_c/edit?usp=sharing

The dynamics of real estate, especially in the United States, have shifted significantly. Factors like property taxes, mortgage rates, and utility costs have altered the landscape in ways we haven’t seen in the 30 years I’ve been managing properties here. I’ve long believed in the 'three-legged stool' approach—stability through homeownership and rentals —but now I’m not so sure. Owning your own place, your 'castle,' still matters; it’s hard to feel truly at home in a rental. That said, the opportunity cost of tying yourself to real estate right now is steep as we live in once in a lifetime exponential times. That might change once we see how returns play out over the next three to four years, which I expect to be challenging but telling.

NOTE

I use Google Docs, Sheets, and Slides for everything, and I share everything with you. However, I keep the master record uneditable because when I share something editable, people tend to screw up the macros, formulas, and everything else embedded in the sheets.

If you need to use one of my sheets, please either save a copy to your Favorites (e.g., with arbitrage calculators, which I keep up-to-date daily) or make a copy of the sheet and tailor it to your own assumptions.

I will not Grant you Edit Rights as I want to preserve original model.

Thanks for your understanding!