XRP Dumpage Continues.... 8 years in - 50 bn in Escrow (Patreon)

A core complaint is that Ripple holds and controls a massive portion of XRP's supply (around 40-50% historically, much of it in escrow), unlike decentralized cryptocurrencies like Bitcoin where no single entity dominates. Critics argue this allows Ripple to release tokens strategically, flooding the market and transferring wealth from retail buyers, to company executives and insiders!

Still the craziest valuation on Earth - $12.5M of Market Cap per User.

For instance, monthly unlocks are seen as a way for Ripple to sell billions in XRP for revenue, with proceeds not accruing to token holders but to the company itself. One X user described it as "a way to transfer wealth from ignorant retail investors to Ripple's execs," noting that XRP sales are treated as operating cash inflows rather than investments in the token. Another called it a "Ponzi Scheme of the century" where escrow is used to "dump on retail to enrich themselves."