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EARLY ACCESS - THE BANK THAT WON'T LET YOU WITHDRAW (Patreon)

Published:
2025-03-28 13:00:21
Edited:
2025-03-28 20:57:44
Imported:
2026-06
Tags:

Videos

  • 443360158.mp4

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Content

This investigation into a massive banking failure has taken MONTHS and at times things seemed so helpless that I nearly gave up.

The victims kept me going. They trusted FDIC insured banks to keep their money safe but now some of them find their money has vanished. Up to $96 million dollars may be missing, and I tried to get to the bottom of it.

Enjoy.

Files

Comments

HotBoxUzi

tysm, I needed something new from you to watch :D

Mario Longtin

This is what happens when the president of your country is a financial criminal himself and has given a clean slate to all the Crypto and NFTs scammers from 2021. It's so corrupt, America is a joke.

Milien McDermott

Coffee I love this! I know these investigations are a lot of effort, but this is well done and poignant.

enev

Great watch, amazing coverage! Also just because I'm a VFX nerd, really nice compositing! It's gotten so much better over the past few years.

Louise Cross

Absolutely fantastic breakdown, even I understood it! Well done to you Coffee and the team.

alphacino

these new backdrops are insane

Justin Sleep

Great video. Bold of you to visit the Discord Diner so late at night, stay safe out there. I've used Mercury for years for my small business. It's slick, and their feature set is significantly better than non-fintech banking sites, but the way they just barely pulled away from this mess left a bad taste in my mouth at the time. They certainly made the correct choice when it came to ditching Synapse, at least...

Hamza H

Great investigation, not sure Evolve would have « found » that many without the pressure of your story being released soon. And btw, amaaaazing evolution of the edits, the scenes, the lights and even the props and clothing used. It felt like a real multi location show and not something filmed with a green screen. Bravo !

Mel

It's unbelievable how easy financial crime can be committed in the U.S. Thank you for all you do, I'm worried for you guys

Michelle

Great follow-up! I have $1.5k lost and $0 back, not much in the grand scheme but also not nothing

James Linderman

Amazing work! Also loving the new set designs and the small details that make them come together. Keep it up guys.

hazard_fox

columbo coffee ☕ ↪️

Tally

Given my personal experience of going into the adult world during the banking crash of 08 and it's after affects. Well I just don't trust any online only bank.

Adri

Yet another Financial Scandal in the Free Country

Liv

Love the production on this one

Jonathan Ohlsson

Anyone else not able to watch the video? It's like the app isn't working...

Mike Gervasi

My safe always has the money I put in there.

Linda Tock

I was watching this morning but couldn't finish. Now it's not working.

Andrea Di Cola

Former Synapse employee here; was hoping you would do a follow up on this coffee thank you!!!

Scott

Great vid as always. Before publishing to YouTube, I'd recommend removing the blur on the text in shots like 9:14... It was really hard to read along with the blur. Also your fingers have some weird discoloration from the coloring process.

Christophe

This is only going to get worse as the thieves in DC continue to weaken and dismantle all regulatory bodies to stop any meaningful enforcement of already very weak rules meant to protect consumers. It's disheartening when half the country cheered when they took out the CFPB which was there to protect us.

Aaron Woo

Here before someone with Washington's ear attempts to send Coffee to El Salvador for some charge of "undermining investors/market manipulation" for... warning people about shady "founders" and get-rich-quick gurus?

Dennis Fahey

Deregulation is coming. Deep cuts to oversight and enforcement. If you read Project 2025, some of which is implemented by Executive Order, the CFPB (which had FDIC in it) is gutted. There are so many FINTECHs - good luck policing them all.

uya

dumb question but if theyre FDIC insured cant customers take it up with the FDIC?

Ada MC

I recall when you first reported about Yota. It's disappointing and sadly unsurprising that it is still unresolved. As a completely separate comment, it is heartening to see how long the patreon list at the end has gotten.

Cam

Great video as usual You should create higher support tiers

Michael Gene Sullivan

So Yotta is just off the hook because they were not really a bank? The dishing around of all this money - which is now disappeared - is bad enough, and knowing that banks can suddenly "find" money is the sort of criminal crap we should expect from fraudsters, but that there is not actual money trail, and that all the Yotta slime get away scot-free with whatever they skimmed off the top should break people's faith in the internet. I just figure the Yotta folks are on beach in the Caymans, thinking up their next scam.

Lars W

A third party company advertising fdic protection given by a first party bank should be fundamental illegal as false advertising.

Ovidiu

your research is fantastic and the cinematography on this video is great!

MIKΞL

Wow, this is wild. Thanks Coffee

Penga_(Lv)

Damn I don't know what to say that's crazy

JBones RVA

I wish these were posted as unlisted YouTube videos so I could watch then on my TV lol

Zala

love the discord diner

Steve

Congratulations on the Coca-Cola sponsorship! Meanwhile, the former CEO of Synapse is off on his next grift with the $96 million misappropriated from customers.

Steve

I'm sure the same thing will not happen with Robinhood Banking, despite them doing the exact same thing as Yotta.

Eliott Fournet

Hey Stephen, after hearing in your latest voidzilla video that you’ve been a bit down lately due to the rampant corruption in the US and apparent collapse of the rule of law regarding the types of scams you usually uncover, I just wanted to tell you that in my view the legality or not doesn’t mean the economics of these scams stop being off (and the 30’s is a good example how economics always catch them) and therefore people like you continuing their jobs is more important than ever. Even though scam companies get to not face legal consequences, the fact that more and more collapse because of this very fact leads inevitably to people realising that they need to be more aware of them, and that’s why your work is so important. I expect investors to get more and more picky about where they invest BECAUSE they are aware they can get scammed blatantly and no one will save them, which at the end of the day is a good thing, please please continue your work to make everyone aware and hopefully people finally realise they can’t give their trust to anyone without doing some serious research first. I do think simple economics will play their role fully here eventually.

Steve

I used to be a Yotta customer. When they went from "prize-linked savings" to their current "unregulated online casino", that's when I head for the door. I didn't know about all this shenanigans until it all fell apart and went public.

Firedigger

I guess Fed is still working for the people after all, which is uncommon within the new US administration

K Marie

Thank you for sharing the stories of the victims who've been let down on every level in this case. Crime may be legal now, but integrity will only truly lose if we stop speaking out and drawing attention to these issues. Thank you for doing what you do!

Chase Curtis

My SO is a victim. Thanks for bringing awareness to this.

Kenneth Cadieux

Omg- wrf? I don’t think I understand the advantage of switching to this type of service but fuck- that’s a lot of money.

Stefan

Wow, the Coffeezilla universe continues to evolve! The production quality, the storytelling is sooo unbelievably good. It puts 99% of all TV programmes and other media formats in your pocket and probably at a fraction of the cost. Just seeing the pictures is pure pleasure! Well done, Coffee! And one more postscript. Please don't lose faith in goodness and justice. We need these videos to have hope that a corrupt system will hopefully end after 4 years.

pi

Coffezilla team: thank you for the highlighter Foley - soooo satisfying!

Mike Baumgardner

shamefully parroting Stefan above (but worth it because of Stefan's accuracy): Please don't lose faith in goodness and justice. We need these videos to have hope that a corrupt system will hopefully end after 4 years.

Logan James

Maxwell won't be happy when he sees you going somewhere other than Balmer's peak But in all seriousness, I love how it looks, Ed killed it!

Kaushik Venkatasubramaniyan

Great work Coffee. Hope this shakes up the "not a bank" banks & their depositors get their money back.